Free Resources for Collections

Templates, calculators, and guides to help you collect overdue invoices, manage payment terms, and stay compliant. All free, no signup required.

Templates

Overdue Invoice Reminder Emails

4-stage escalating email sequence with copy-paste templates.

Demand Letter

Formal payment demand letter with guidance and downloadable formats.

Payment Plan Agreement (coming soon)

Installment agreement covering schedule, default, and signatures.

Collection Call Script (coming soon)

First call, broken-promise follow-up, and objection-handling scripts.

Tools

Late Fee Calculator (coming soon)

Calculate accrued interest on overdue invoices with statutory rates.

DSO Calculator (coming soon)

Days sales outstanding: measure how quickly you collect.

Payment Plan Calculator (coming soon)

Build installment schedules with automatic rounding.

Aging Report (coming soon)

Track invoices by age buckets and generate aging templates.

Guides

How to Collect Overdue Invoices (coming soon)

Full escalation ladder from reminders through agency referral.

When to Send an Invoice to Collections (coming soon)

Collections costs, recovery rates, and referral preparation.

Payment Terms That Get You Paid (coming soon)

Net 30, late fees, retention of title, and personal guarantees.

Questions

Do I need an account to use these templates and tools?

No. All templates, calculators, and guides are free and require no signup or email.

Can I use these templates for my business?

Yes. All resources are free to download, customize, and use. We recommend having your legal team review templates before sending to customers.

Are these templates legal advice?

No. These resources are educational and jurisdictionally neutral. Laws vary by location and customer contract. Always consult your legal counsel before sending formal notices or agreements.

Can I download these as files?

Yes. Most templates and tools support downloads in common formats (PDF, DOCX, CSV, XLSX) directly from the page.

Which resource should I start with?

If you have an overdue invoice today, start with Overdue Invoice Reminder Emails. If you are planning terms for new customers, read Payment Terms That Get You Paid.

collect.ac automates overdue reminders that never exceed what your contract allows.

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